One of the top list-makers in Study Circles was the idea of Adult Education classes. People wanted to see classes on everything from cake decorating and dancing to financial planning and computer knowledge. Horizons is pleased to announce that in the near future we will be offering several Financial Peace University courses.

Financial Peace University is a 13-week program developed by best-selling author and radio talk show host Dave Ramsey. Dave teaches each class via video, which is then followed by group discussion for accountability and motivation. Here are the topics covered:
Super Saving
In this lesson, Dave explains the Seven Baby Steps that will guide you throughout FPU. You will also learn the three key reasons why you should save money—and why you must start now!
Relating With Money
This lesson will teach spouses how to communicate and work together toward success. Also, singles will learn the importance of teamwork and parents will find out how to teach their kids about money.
Cash Flow Planning
Unlock the secret of developing a monthly spending plan that really works.
Dumping Debt
It’s time to debunk the myths that most people believe about debt! In this lesson, Dave Ramsey reveals the truth about the credit lies and gives you a plan for walking out of debt with confidence.
Credit Sharks in Suits
What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.
Buyer Beware
Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!
Clause and Effect
In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.
That’s Not Good Enough!
Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying “That’s not good enough!”
Of Mice and Mutual Funds
Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!
From Fruition to Tuition
Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!
Working in Your Strengths
This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.
Real Estate and Mortgages
Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.
The Great Misunderstanding
Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.
Typically, the cost for each individual or family kit for Financial Peace University is approximately $139.00. Horizons is fortunate to bring this series of classes to 34 individuals/couples for FREE. We will begin running classes sometime after the new year begins. Depending on interest, we will likely break those 34 into 3-4 separate “classes”. Watch for upcoming announcements. This is one you won’t want to miss. It’s educational and it’s for EVERYONE - even if you feel like your financial life is completely under control, let these classes serve as a refresher!
If you’d like to read more about this program, you can find additional information here